韦德开户试玩-韦德体育开户

韦德开户试玩-韦德体育开户

再融资你的家庭贷款

Lower 你r monthly mortgage payment by refinancing 你r home loan with Cal Coast. 

现在就是重新融资的时候 

Put more money in 你r pocket by leaving 你r high-rate home loan in the dust and refinancing with Cal Coast. Unemployment rates have increased in recent months and continue to rise - take advantage of our competitive rates, expert refinance lenders and helpful staff to guide 你 through the process and find the term, 最适合的类型和等级

Fixed-Rate Mortgage Vs Adjustable-Rate Mortgage (ARM)

Cal Coast offers both fixed and adjustable rate options for refinancing 你r mortgage. For fixed, 你r interest rate is set when 你 take out the loan and will not change. With adjustable, 你r rate may fluctuate up or down. 以下是主要的区别:

固定利率抵押贷款

Looking for stable payments over a longer period of time? A Cal Coast fixed–rate mortgage ensures 你 have the same payment for the full term of 你r loan. Have the security knowing what 你r monthly payment will be for easier budgeting. 

特性 & 福利:

可调利率抵押贷款

An ARM keeps 你r rate fixed for a set amount of time and eventually becomes a variable rate that adjusts when interest rates change over the life of the loan. If 你 plan on only living in 你r house for a shorter period of time, an ARM may be a more affordable option for 你. 

特性 & 福利:

Want to discuss which refinance option works best for 你r unique situation?  Our expert mortgage lenders are happy to help (877) 495-1600. 

比较固定利率抵押贷款

术语 长达30年5 术语  5年6, 77 或者10年8
首付 低至5% 首付 30% Down Owner Occupied; 35% Non-owner Occupied
无交割费用选项2 是的 无交割费用选项2 是的
最高贷款额度 高达548250美元 最高贷款额度 高达753250美元
认为利率

比较固定利率抵押贷款

符合固定利率抵押贷款 短期抵押贷款 大型固定利率抵押贷款
术语 长达30年5  5年6, 77 或者10年8 长达30年9
首付 低至5% 30% Down Owner Occupied; 35% Non-owner Occupied 低至5%
无交割费用选项2 是的 是的 是的
最高贷款额度 高达548250美元 高达753250美元 高达2000000美元

比较可调利率抵押贷款

项(s) 3/110, 5/111 和7/112 项(s) 5/513
首付 低至5% 首付 低至5%
无交割费用选项2 是的 无交割费用选项2 是的
最高贷款额度 高达548250美元 最高贷款额度 高达548250美元
认为利率

比较可调利率抵押贷款

符合手臂 5/5的手臂 巨型手臂
项(s) 3/110, 5/111 和7/112 5/513 3/114, 5/115 和7/116
首付 低至5% 低至5% 低至5%
无交割费用选项2 是的 是的 是的
最高贷款额度 高达548250美元 高达548250美元 高达2000000美元


加州海岸住房贷款中心

房屋买卖服务

  • Our Cal Coast Home Rewards program gives 你 access to the most up to date home listings in Southern California
  • Get personalized, timely alerts when new home listings become 可用
  • 来自专门的购房专家的指导
  • 卖掉你的房子换套公寓.5% listing fee or Buy a home and earn a 20% commission rebate4

抵押贷款计算器

There are many financial decisions involved in buying or refinancing a home. 利用我们的 计算器 帮你做出正确的决定. 

 

家庭贷款提示,工具 & 更多的

 

4月=年利率. 基于信用记录的利率和期限, 以信贷审批为准, 如有更改,恕不另行通知. 会员资格和信用须经批准. Serving everyone who lives or works in San Diego or Riverside counties. A one-time $5 membership fee and savings account required. 一些限制.

  1. Payment examples as of 6/4/2020 are based on a $250,1万美元贷款给一户人家 owner-occupied home up to 95% LTV with a 30 year term and a rate of 4.375%的APR为4.745%,每月支付1339美元.88英镑包括抵押保险. This payment example does not include property 保险 and taxes, and the payment will be higher than this disclosed payment. 贷款 are 可用 for second homes and investment properties in CA at different rates and terms.
  2. Closing costs paid by the lender 可用 at different rates and terms include title search, 第三方托管, 信用报告, 税务服务及类似的非经常性费用. 你要负责财产税, 保险, 房主协会会费和购买, 首付, 转让税, 以及业主所有权政策.
  3. Payment examples as of 6/4/2020 are based on a purchase price of $300,5000美元,预付5% (95% LTV)和285美元,1万美元贷款给一户人家, 租期为30年的自住房屋. 3/1的手臂和3.250%的比率APR是5.每月还款额为1380美元.47. 5/1 ARM,速率为3.500%的APR是4.每月还款额为1384美元.28. 7/1 ARM,速率为3.875%的人APR为4.每月还款额为1444美元.包括按揭保险在内. This payment example does not include property 保险 and taxes, and the payment will be higher than this disclosed payment.
  4. 不包括欠买方代理人的佣金. 返利是由家奖励集团,Inc. to buyers and sellers who select and use a real estate agent in the Home Rewards network. Rebate is 20% for purchase only of a residential property. Payment is credited to 你r benefit at the close of transaction. Using 韦德体育开户 for a mortgage loan is not a requirement to earn the rebate. 购买价格必须大于$150,000. All rebates are subject to limitations, lender guidelines, state laws and other requirements. Certain properties may not be eligible for rebates. Please consult a qualified tax professional for advice on tax implications from receiving a rebate. 家庭奖励集团有限公司. is not affiliated with 韦德体育开户. 如有更改,恕不另行通知.
  1. 30-month Fixed-rate Mortgage estimated monthly payments.
  2. 5年 Fixed-rate 术语Buster Mortgage estimated monthly payments.
  3. 7-year Fixed-rate 术语Buster Mortgage estimated monthly payments.
  4. 10-year Fixed-rate 术语Buster Mortgage estimated monthly payments.
  5. 30-year Jumbo Fixed-rate Mortgage estimated monthly payments.
  6. 3/1的手臂估计每月还款.
  7. 5/1 ARM预估月供.
  8. 7/1 ARM估计每月还款.
  9. 5/5的手臂预估月供.
  10. 3/1巨无霸ARM估计每月还款.
  11. 5/1巨无霸ARM估计月供.
  12. 7/1巨无霸ARM估计每月还款.

韦德开户试玩

有问题? 想要更多的信息? 我们很乐意联系你. 让我们谈谈. 只要填好这张表.